Don’t be afraid to come to me early for advice on buying a home, it is such a rewarding adventure we will take on together. Here’s a few tips I have:
-Split your auto deposit between 95% checking and 5% saving on a monthly basis. What you can’t see you can’t spend.
-Cut back on little luxuries like that daily cup of Starbucks coffee, take out food, & deliveries! Instead pack a sandwich or brew at home it smells amazing!
-Take that $10 & stick it in an empty coffee can instead, it adds up! Read Pay it Down, $10 a day. Jean Chatzky has a simple recipe that is manageable.
-Freeze that monthly gym membership, instead go for runs outside, walk your doggies, or utilize free workout apps.
-Earn extra income by babysitting, dog walking, tutoring, or driving an Uber/Lyft. While it’s important to reserve cash in order to save up for a house, it’s equally important to pay off any outstanding debt you already have.
-Create a Mint account, Mint makes it easier to track your spending, create a budget, and stick to it!
-Invest in an insta pot or Air Fryer & challenge yourself to learn to cook! You will save tons of money, it’s super healthy, and you’ll look like a rockstar when you cook for all your friends in your brand new home!!
-Bar bills add up drink at home... Checkout the movie “Cocktail” oldie but goody... mixologists are the life of the party!

I’m so real... and I will really help you! Call me I’m always happy to help!